Terms and Conditions
Effective Date: [Insert Date]
Welcome to Savvyo (“we,” “our,” or “us”). These Terms of Use govern your use of the Savvyo mobile app, website, and related services (collectively, the “Service”). By accessing or using Savvyo, you agree to these terms. If you do not agree, please do not use the Service.
1. Eligibility
You must be at least 13 years old (or the legal age in your jurisdiction) to use Savvyo. By using the app, you confirm that you meet this requirement.
2. Account & Access
You may be required to provide a valid email address to use certain features.
You are responsible for maintaining the confidentiality of your account.
You agree not to use another person’s account or impersonate any person.
3. Acceptable Use
You agree to use Savvyo only for lawful purposes. You must not:
Use the app to engage in fraud or financial abuse.
Attempt to reverse-engineer, copy, or resell the software.
Interfere with the security or proper functioning of the app.
4. Free & Paid Plans
Savvyo offers both free and paid (Pro) plans:
Free Plan: Basic tracking, limited categories, core features.
Pro Plan: Advanced features such as smart nudges, CSV export, unlimited categories.
Subscriptions may be managed and canceled through your app store account.
5. AI Features & Accuracy
Savvyo uses AI to provide spending insights and nudges. These features are advisory only. You are solely responsible for financial decisions made using or based on information from the app.
6. Intellectual Property
All trademarks, logos, content, and software used in Savvyo are owned by Savvyo Inc. or its licensors. You may not copy, modify, or distribute any part of the Service without our written consent.
7. Termination
We reserve the right to suspend or terminate your access if:
You violate these Terms
We detect suspicious, abusive, or illegal activity
You may also delete your account at any time by contacting support@savvyo.com.
8. Limitation of Liability
Savvyo is provided “as is.” We make no warranties of any kind, express or implied.
We are not liable for any indirect, incidental, or consequential damages from your use of the Service.
9. Privacy
Use of Savvyo is also governed by our Privacy Policy. Please review it to understand how we collect and handle your data.
10. Changes to Terms
We may update these Terms from time to time. If we do, we’ll notify you via the app or email. Continued use of the Service after changes means you accept the updated Terms.
11. Governing Law
These Terms are governed by and construed under the laws of [Insert Country/Region]. Any disputes will be resolved in the courts of that jurisdiction.
12. Contact Us
For questions about these Terms, please email:
connect@savvyo.com
Savvyo Inc.